Cashflow - should you be worried?



20 signs that your business could be facing cashflow problems

In times of economic uncertainty, cash is undoubtedly king. To help you focus on your cashflow and profitability we have prepared this checklist. Simply answer 'yes' or 'no' to say whether each statement is true for your business. If you have more 'no' answers than you are comfortable with, you may be facing cashflow problems. Call us to discuss an action plan.

 
Yes
No
When we receive a job, we know we can complete it and be paid on our terms    
We send a bill as soon as we complete a job    
Invoicing documents are accurate, complete and clear    
Our credit procedures alert us to problem customers so that we can follow up on outstanding accounts    
We monitor and enforce our credit terms and obtain deposits from 'doubtful' payers    
We finance capital expenditure in the most cost-effective manner    
Our pricing reflects time spent on jobs and covers associated risks    
Employees understand the importance of the business’s cashflow    
We complete work efficiently    
We catch mistakes before they reach customers    
Mistakes cause us to improve processes    
We keep a close eye on budgets throughout the year    
We determine the viability of outsourcing work    
Adequate controls are in place to control employee overtime    
We are effective in negotiating materials and supplies contracts    
We forecast cashflow monthly and base our financial arrangements on our projections    
Our bank is our partner and understands our business and its financial needs    
We always see that work is done by the least expensive, capable employee    
We link staff pay to productivity and company profits    
Our standard operating procedures are written down and everyone follows them    


Business Matters - Contents | Keeping an Eye on Your Cash Flow | Preparing your partnership | Cashflow – should you be worried?
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